Let’s Make Home Happen
Buying your first place? Trading up? Refinancing for a better deal? We’ve got you. Simple steps, smart options, and a team that speaks human—not just mortgage.
Call us for personalized assistance: (888) 203-2446
Mortgage Loan Options
Fixed-Rate Mortgages
These home loans are in it for the long haul.
- Choose loan terms of 10, 15, 20 or 30 years
- Competitive rates and low closing costs
- Mortgage Refinancing options available
Adjustable-Rate Mortgages
Buy yourself some time to rebuild your savings with a mortgage that features lower rates upfront.
- Low closing costs
- Multiple options. After 5, 7, or 10 years, rates can be adjusted semiannually
- Caps limit how much rates can rise at each adjustment, or over the course of the loan
- Mortgage Refinancing options available
Mortgage Loan Programs
Built with You in Mind
Affordable Home Loans
Tailored mortgage solutions to support low to moderate income families and individuals, wherever you are along your home ownership journey.
Conforming Loans
Whether you’re purchasing your first home or refinancing your current one, these loans offer competitive rates for loan amounts up to $819,000.
Combination Loans
Explore lower down payment options by using two loans together to purchase a home. This helps you to avoid private mortgage insurance (PMI), keep a lower first-mortgage balance, and increase flexibility in how you finance your home.
Jumbo Loans
Increase your buying power with loans up to $2Million. Designed to help you finance high-value properties with flexible options and competitive rates. Our expert lending team provides personalized guidance every step of the way.
Want to learn more about the lending services at Rockland Federal Credit Union? Give us a call or visit us at one of our Massachusetts branches.