Fee Schedule
Click on an item below to jump directly to that section of the Fee Schedule.
| Returned Item from Another Institution |
$10.00 |
Non-Sufficient Funds - NSF/Uncollected
Includes checks, ACH, Bill Payment, RFCU Check Card, POS withdrawals and ATM withdrawals |
$32.00
($14.00 for Senior Citizens) |
| Copy of Monthly Statement |
$3.00 per statement |
| Copy of Cancelled Check |
$1.00 each |
| |
|
| Research Fee |
$25.00 per hour |
| Lost Passbook |
$10.00 |
| Passbook Monthly Fee |
$2.00 |
| Telephone Check Withdrawal not processed through TeleTouch |
$2.00 |
| ACH request made by telephone |
$5.00 |
| Treasurer's Checks |
first check is free, $3.00 each additional check, $2.00 for Senior Citizens |
| Money Orders - maximum amount is $1,000.00 |
first check per day is free, $1.00 each additional check , $0.75 for Senior Citizens |
| Wire Transfers - Domestic - must be received by 12:30PM for same day completion |
$20.00 |
| Wire Transfers - Foreign Wire and Cable Transfers - must be received by 12:30PM for same day completion |
$40.00 |
| Address Corrections - to correct an incorrect address when mail is returned to the Credit Union |
$2.00 |
| Late Member Fee - balance of less than $5.00 inactive for over 6 months |
$5.00 or current outstanding balance |
| Inactive Abandoned Property Fee - share or share draft accounts inactive for over 3 years |
$10.00 |
| Christmas Club Accounts - penalty charged if withdrawal is made before September 30th |
$10.00 |
| Online Banking |
FREE |
Online Bill Payment
Inactive Bill Payment (less than 3 transactions within 45 day period) |
FREE
$5.00 |
| eStatements |
FREE |
| Check and ACH Stop Payment Request |
$32.00 |
| Money Order or Treasurer's Check Stop Payment Request |
$32.00 |
| Trustee Transfer |
$25.00 |
| Premature Distribution |
$25.00 |
| Withdrawals and inquiries at RFCU branches or RFCU cash machine locations |
FREE |
| Inquiry transaction at other locations* |
$1.00 |
| ATM Withdrawal at other locations* |
$1.00 |
| MasterMoney/Retail purchase |
FREE |
| Debit, ATM, NEACH Overdraft Non-Sufficient Check Paid (includes checks, ACH, Debit Card, POS and ATM Withdrawals) |
$32.00 |
| Card replacement fee |
$5.00 |
| Currency Conversion Fee (Charged on all cross-border transactions regardless of whether there is a currency conversion.) |
1.1% |
| Rush card replacement fee |
$25.00 |
| * Certain share draft checking accounts have different fee structures for ATM transactions - please see Share Draft Checking below for details |
| Annual fee |
FREE |
| Late Payment |
Up to $25.00 |
| Card replacement fee |
$5.00 |
| Convenience Check Stop Payment |
$32.00 |
| Convenience Check or Cash Advance |
FREE |
| Returned Convenience Check |
$32.00 |
| Rush card replacement fee |
$25.00 |
| Draft Retrievals |
$4.00 for copy |
| Available at the Rockland, Marshfield and Walpole branches |
| 3" height X 5" width X 21" length |
$25.00 |
| 5" height X 5" width X 21" length |
$35.00 |
| 3" height X 10" width X 21" length |
$45.00 |
| 5" height X 10" width X 21" length |
$65.00 |
| 10" height X 10" width X 21" length |
$110.00 |
| Replacement charge for key |
$10.00 |
| If both keys are lost and box must be drilled by professional locksmith |
$125.00 |
| Partial Release of Mortgage |
$100.00 |
| Subordination Agreement Processing |
$100.00 |
| Confirmatory Release Discharge |
$25.00 |
| Mortgage Payoff |
FREE verbal quote, $15.00 for faxed or written quote |
| Service charge to process tax levies |
$25.00 |
| Service charge to process child support levies |
$20.00 |
Standard outgoing transfers (3 business days)
Standard incoming transfers (3 business days) |
$2.00
FREE |
Premium outgoing tranfers (next day)
Premium incoming transfers (next day) |
$5.00
FREE |
| High Yield Reward Savings |
1 FREE withdrawal per month |
| |
$25 for each additional withdrawal |
| Money Market |
3 FREE checks per month |
| |
Minimum balance of $1,000 to open |
| |
$10.00 for each additional check |
| FREE Checking |
- 8 FREE Non-RFCU ATM transactions* with direct deposit of net pay or social security
- $1.00 per ATM withdrawal/$1.00 per inquiry over 8
|
| Premium Checking |
- $6 monthly fee if balance falls below $1500
- Competitive dividends, plus dividends with balance over $1500
- FREE personalized checks
- FREE foreign ATM usage, with up to $10 surcharge refund reward
- Free Online Banking, Bill Pay, Mobile Deposits and Estatements available
|
| 50 Plus Checking |
- No monthly fee
- Competitive dividends
- FREE personalized checks
- FREE foreign ATM usage, with up to $10 surcharge refund reward
- Free Online Banking, Bill Pay, Mobile Deposits and Estatements available
|
| Direct Access Checking |
- No monthly fee
- Earn dividends with the convenience of direct deposit, or any auto payment.
- First order of checks is FREE
- 8 FREE foreign ATM visits per month, with up to $10 surcharge refund reward
- Free Online Banking, Bill Pay, Mobile Deposits and Estatements available
|
| |
Checking Accounts No Longer Available |
|
Dividend Checking
|
- FREE to members 40+
- FREE unlimited checkwriting
- FREE Unlimited ATM transactions*
- With direct deposit of your net pay, Social Security or pension to your account, you'll receive reimbursement for up to $10 a month in ATM surcharges.
|
| Small Business Checking |
- FREE-No monthly charge
- No per check charge
- No deposit charge
- FREE Online Banking
- FREE Unlimited Bill Pay
- $1.00 per transaction at non-RFCU ATMs
|
| Extra Checking |
- FREE Unlimited checkwriting
- FREE Unlimited ATM transactions*
- Reimbursement for up to $10 in foreign ATM surcharges.
|
| Image Checking |
- $5.00 monthly charge waived if average monthly balance is $600.00
|
| Advantage Checking |
- 10 FREE Non-RFCU ATM transactions*
- $1.00 per ATM withdrawal/$1.00 per inquiry over 10
- $8.00 monthly charge waived if average monthly balance is $300.00
|
| Business Checking |
- $6.00 monthly charge
- $0.25 per check charge
- $0.30 per deposit
|
| * Some institutions may charge you directly for using their ATMs |
| Consumer and Home Equity Lines and Loans |
Payments more than 15 days late will be charged a late fee of $10.00 or
10% of the payment amount, whichever is less. |
.jpg)
