Personal Loans


Whether you're planning to buy a computer, consolidate bills, or take a vacation, we have a variety of loans to meet your needs and budget.

  • 100% financing on new and used cars
  • Personal unsecured
  • Savings secured
  • RVs and motorcycles
  • Home improvement

Click here to see our current rates.

Click here to apply for a Personal Unsecured Loan

Click here to apply for an Overdraft Line of Credit

Click here to apply for a Share Certificate Loan

Click here to apply for a Share Savings Loan




Auto Loans

RFCU has a reputation for providing our members with auto loans at competitive rates. Let us finance your new car or refinance your existing high rate auto loan today!

  • 100% financing for qualified applicants
  • No application fees, no pre-payment penalties
  • Flexible terms, competitive rates

Wondering how much your payment will be? Click here for our auto loan payment calculator.

Click here to see our current rates.

Click here to apply for an Auto Loan

Click here to apply for a Motorcycle Loan




Do you need some extra cash this month? You may be eligible to take advantage of our Skip-A-Pay program, which allows you to skip your auto loan payment, once every 12 months.*

To qualify:

  • Your loan account is in good standing
  • You have at least a $5 balance in your RFCU savings or checking account
  • Your loan payment is not being made by any credit insurance
  • You have not requested a Skip-A-Pay in the last 12 months

It’s easy to request a Skip-A-Payment. Just submit a request form at least 10 days before your payment due date. We’ll only let you know if your request is denied.

Online Request

Print and Mail Request

Click here for Skip-A-Pay FAQs


*Not available on mortgages, home equity loans or open-ended credit (such as a VISA or credit line). Certain fees may apply, up to $35 per Skip-A-Payment.