Savings Accounts

  Advantage Savings High Yield Savings Money Market Share Certificates
For Members who want A free savings account that earns dividends and gives Members flexibility to save at their own pace. A place to keep their money, earn dividends, without requiring frequent access to funds. The best savings rate available and easy access to funds - including ATM access. A safe place to save at a higher rate, and don't need immediate access to their funds.
Minimum opening deposit $5 $5 $1,000 $500
Monthly maintenance fee None None None None
Balance to avoid monthly maintenance fee 0 $5 to earn dividends 0 0
Requires RFCU Checking account No Yes No No
Earns dividends Yes, tiered by balance Yes, tiered by balance Yes, tiered by balance Yes
ATM Card Yes No Yes No
Non-RFCU ATM Fee $1 n/a $1 n/a
Check-writing on account No No Yes No
eStatements Yes Required Yes Yes
Free online and mobile banking Yes Yes Yes Yes
Transaction Limit None 1 withdrawal per month 6 per month (3 checks) n/a
  Apply Apply Apply Apply