Student Checking

Simple, convenient, free – the perfect account for the busy student. 1 Access your cash without a monthly fee and no minimum balance requirements to worry about! Plus, free ATMs!2

  • FREE MasterMoney Debit3 and ATM cards
  • FREE unlimited ATM use of RFCU branches
  • 8 FREE ATM transactions at NON-RFCU ATMs; $1 fee per transaction over 82
  • Up to $10.00 a month in rebates for ATM fees charged by institutions when using their machine
  • FREE unlimited check writing
  • FREE Online Banking with unlimited Bill Pay
  • FREE eStatements
  • FREE Mobile and Text Message Banking
  • FREE remote deposit with DeposZip™4

Clear and Simple Free Checking Product Guide (PDF)



  1. Available to registered undergraduate students ages 17-24 who are attending school at least part time. Upon member’s 24th birthday, account will convert to a Free Checking account. Members under 17 years of age must have an adult co-signer.
  2. 8 free foreign ATM transactions month. $1 per foreign ATM transaction over 8. Other institutions may charge a fee for use of their ATM. We will reimburse your account up to $10 a month for those charges imposed by other institutions.
  3. You must be 18 years of age or older to apply for a MasterMoney Debit Card.
  4. Applicants must be 18 years of age, have a Rockland Federal Credit Union checking account open for a minimum of 30 days, have a valid email address, and you must be enrolled in Online Banking.