Free Checking


This totally free account is designed for members who don't want to worry about maintaining a minimum balance or worry about service charges.

  • No minimum balance
  • No monthly service charges
  • FREE first order of checks
  • FREE direct deposit
  • Overdraft protection when linked to another account
  • FREE MasterMoney Debit 1 and ATM Cards
  • FREE unlimited ATM use of RFCU branches
  • $1 fee for use of non-RFCU ATMs
  • FREE Online Banking and unlimited bill pay
  • FREE Mobile and Text Message Banking
  • FREE remote deposit with DeposZip™2
  • FREE eStatements


1. You must be 18 years of age or older to apply for a MasterMoney Debit Card.

2. Applicants must be 18 years of age, have a Rockland Federal Credit Union checking account open for a minimum of 30 days, have a valid email address, and you must be enrolled in Online Banking.