Debit/ATM Cards

MasterMoney® Debit/ATM Card - FREE With Checking Account!

A convenient way to shop!

The MasterMoney Debit Card is the easy way to pay for purchases from your Checking Account --- all over the world. It's welcome everywhere MasterCard® is accepted. The MasterMoney Debit Card also gives you convenient 24-hour access to your RFCU accounts through thousands of ATMS that are part of the NYCE®, Maestro®, and SUM, networks.

Click here for SUM network ATM Locator.

It's easy to use!

For purchases, just present your card at the time of purchase. At some merchant locations, such as grocery stores and gas stations, you may need to 'swipe' your card through a card reader terminal and enter your Personal Identification Number (PIN). The funds will be deducted from your account immediately, just like cash. If you swipe your card and do not enter your PIN, it may take up to 5 days for the funds to be debited from your account. In either case, you'll get a receipt to take with you and each transaction will appear on your monthly checking account statement.

At ATM and cash machines, use your card like you would an ATM card.

There are no fees when you use your MasterMoney Debit Card for purchases, or when you use your card for Point of Sale Purchases which require you to enter your Personal Identification Number (PIN) rather than signing a receipt.

A MasterMoney Debit Card is only available with a checking account to qualified applicants.


To start taking advantage of the MasterMoney/ATM Card, complete the MasterMoney Debit and Automated Teller Machine (ATM) Card Application.

Once we receive your application, your card will be ordered. You should receive your card within 14 business days. A randomly generated PIN will be assigned and mailed, separately from your card. You may change the generated PIN, at any RFCU ATM located at one of our branches or by visiting a Member Service Representative at one of our branches.