Debit/ATM Cards

MasterMoney® Debit/ATM Card - FREE With Checking Account!

A new, more convenient way to shop

The MasterMoney Debit Card is the easy way to pay for purchases from your Checking Account --- all over the world. It's welcome everywhere MasterCard® is accepted. The MasterMoney Debit Card also gives you convenient 24-hour access to your RFCU accounts through thousands of ATMS that are part of the NYCE®, Maestro®, and SUM, networks.

It's easy to use!

For purchases, just present your card at the time of purchase. At some merchant locations, such as grocery stores and gas stations, you may need to 'swipe' your card through a card reader terminal and enter your Personal Identification Number (PIN). The funds will be deducted from your account immediately, just like cash. If you swipe your card and do not enter your PIN, it may take up to 5 days for the funds to be debited from your account. In either case, you'll get a receipt to take with you and each transaction will appear on your monthly checking account statement.

At ATM and cash machines, use your card like you would an ATM card.

There are no fees when you use your Master Money Debit Card for purchases, or when you use your card for Point of Sale Purchases which require you to enter your Personal Identification Number (PIN) rather than signing a receipt.

A MasterMoney Debit Card is only available with a checking account to qualified applicants.


To start taking advantage of the Master Money/ATM Card, complete the MasterMoney Debit and Automated Teller Machine (ATM) Card Application.

Once we receive your application, your card will be ordered. You should receive your card within 14 business days. A randomly generated PIN will be assigned and mailed, separately from your card. You may change the generated PIN, at any RFCU ATM located at one of our branches or by visiting a Member Service Representative at one of our branches.


Get an extra layer of security when you shop online with MasterCard SecureCode!

secure code

MasterCard SecureCode is a simple and secure way to pay at thousands of online stores. A private code known only to you and RFCU, your SecureCode enhances your existing MasterCard account by protecting you against unauthorized use of your card when shopping online at participating online retailers.

Step 1 - Sign Up for MasterCard SecureCode by clicking here.
Step 2- Use Your SecureCode at Checkout
Every time you pay online at participating retailers, you will be automatically prompted to enter your own private SecureCode - just like entering a PIN at the ATM. In seconds, you gain added protection while shopping online.
Step 3 - Shop Smarter
Look for the MasterCard SecureCode logo when shopping at participating online retailers.