A Rockland Federal Credit Union Visa card is convenient and easy to use. With our low interest rates and no annual fee, you'll save money. Applying is easy! Simply complete the Visa Loan Application and press SUBMIT.
Visa Classic Credit Card
- NO ANNUAL FEE!
- LOW BALANCE TRANSFER RATE - Low fixed rate of 8.90% Annual Percentage Rate* for LIFE! -- Available on convenience check cash advances or any Non-RFCU credit balances you transfer to your RFCU Classic Visa!
- Low fixed 13.90% Annual Percentage Rate on Purchases
- Credit lines from $300 to $10,000
- NO ANNUAL FEE!
- Low fixed 9.90% Annual Percentage Rate on Purchases and Cash Advances
- LOW BALANCE TRANSFER RATE of 8.90% Annual Percentage Rate for LIFE
- Credit lines from $7,500 to $10,000
- CASH REWARDS - With our CashRewards Program, it's easy to put money back in your pocket. Just use your RFCU Platinum Visa credit card every time you shop. For each qualified purchase* you make, you'll receive an ANNUAL cash reward. The more you use your card, the greater the reward!
*Qualified purchases do not include PIN-based purchases, cash advances, balances transfers, convenience checks, or returns. CashRewards are posted to the account annually. Account must be open and clear, not cancelled, terminated or delinquent at the time each year CashRewards are posted to the account.
2014 CashRewards Program Payment Tier:
|Yearly Purchases||CashRewards bonus|
|$2,000 to $5,000||.10%|
|$5,001 to $10,000||.25%|
|$10,001 to $25,000||.50%|
|$25,001 to $100,000||1.00%|
- Every dollar in purchases you make with your Rockland Federal Credit Union credit card to your Visa Platinum account covered by the CashRewards Program ("Program") and that appears on your statement during the Program period, earns CashRewards credit as provided in these Rules, under Rockland Federal Credit Union's most current CashRewards schedule. CashRewards is earned with purchases made by you beginning on the first day in which your Program begins and is posted to your account through December 31st.
- Your periodic statement will normally include a year-to-date accounting total of your CashRewards credits but may be adjusted as provided for in these Rules. CashRewards credits will be deducted from your current total of credits earned for corresponding retail purchase returns posted to your card account.
- Your account must be open and clear (i.e. not cancelled, terminated, delinquent, or otherwise not available to use for charges) at the time each year CashRewards are posted to your account or when CashRewards rebate checks are mailed by Rockland Federal Credit Union. Otherwise, your CashRewards credit will be forfeited. CashRewards credits are not exchangeable or transferable.
- This program may be modified, suspended or cancelled at any time without restriction or penalty. CashRewards credit may be forfeited due to violations of these Rules. This Program is void where prohibited or restricted by law. You are responsible for any federal, state or local income or other taxes.
- Despite our best efforts to ensure accuracy, printing errors involving the Program occasionally occur. We reserve the right to correct such errors at any time even if it affects CashRewards credits already posted to your account.
- Maximum payout $1,000.00
Transfer Balances and Save!
It's easy to transfer balances to your RFCU Visa Credit Card --- the process is easy!
If you already have a RFCU Visa Credit Card, either Classic or Platinum, and would like to transfer a balance (up to your available credit limit), simply complete the Visa Convenience Check Request Form and press SUBMIT. Three convenience checks will be mailed to the address we have on file for you. Once you receive the convenience checks, simply make them payable to the company whose balance you want to transfer and mail them as you would any other payment.
If you are applying for a new RFCU Visa Credit Card, first complete the Visa Loan Application.
Activate the Verified by Visa Feature Today and get an extra layer of
security when you shop online!
In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.
Here's how it works:
- Activate the Verified by Visa feature
Enroll your credit card in the Verified by Visa program now by clicking here.
- Shop at participating online merchants
Visit online merchants that display the Verified by Visa symbol for an added layer of protection.
- Enjoy enhanced security and added peace of mind!