Business Deposit Services

Business/Organization Membership Eligibility

All sole proprietors, partners within a partnership, members of a limited liability company, or stockholders of a corporation must be in Rockland Federal Credit Union's field of membership. Our field of membership includes all individuals who live or work in Barnstable, Bristol, Middlesex, Norfolk, Plymouth, or Suffolk counties. Please visit one of our branch offices to open your business account.

 

FREE Business Checking

  • No minimum balance OR monthly service fee
  • $50 opening deposit
  • Unlimited FREE transactions each month
  • Unlimited currency deposited each month
  • FREE RFCU business debit card
  • FREE mobile banking with remote deposit capture
  • FREE online banking with unlimited bill pay
  • FREE eSatements

 

Business Plus Checking

  • $1500 minimum balance (otherwise a $6 monthly fee)
  • $50 opening deposit
  • Earns competitive dividends
  • Unlimited FREE transactions each month
  • Unlimited currency deposited each month
  • FREE RFCU business debit card
  • FREE mobile banking with remote deposit capture
  • FREE online banking with unlimited bill pay
  • FREE eSatements

 

Business Debit Cards

Use your RFCU MasterMoney™ debit card at millions of locations worldwide. The amount comes directly out of your Small Business PLUS Checking account. Your debit card is also an ATM card that gives you cash access at thousands of ATMs.  As a business you can have up to 4 cards per account, for you and your business partners or employees.

 

Tiered Business Money Market Account

With a low minimum investment, you can earn competitive dividends above the basic savings account with a Tiered Business Money Market account. The $8 monthly fee is waived with an average daily balance of $1,000. The greater your balance, the higher the dividends you earn. There are three tiers:

  • $1,000 - $9,999.99
  • $10,000 - $24,999.99
  • $25,000 and up

It's a perfect place for your excess funds to work for you. You can make up to six payments or transfers from your account each month, three of which can be made by check.†

†Limits up to 3 checks per month by Federal Regulations.

Click here to view Business Money Market Rates

 

Business Term Certificates

Combine security with higher rates. With a low minimum balance, Rockland Federal Credit Union Term Certificates allow you to lock in our highest rates and maximize your return. Choose terms from 3 to 60 months.

Click here to view Term Certificate Rates.

 

 

Convenience Services

Online Banking

Access your business accounts around the clock from any computer with internet access.

  • Download your transactions to
    Quickbooks for FREE
  • Transfer money between accounts
  • Check balances
  • Make check withdrawals
  • View canceled checks
  • Reconcile accounts
  • View your statement
  • Pay bills

Safe, Simple, Secure

With Online Banking, you can rest assured that your information is secure. Security being our top priority, we provide the highest level of internet security available and ensure the transmission of data by way of a private network. A user ID and password system will ensure that only you and the people you authorize can access your company's account.

To enroll in Business Online Banking please complete
and submit a Business Online Banking Application.

Tele-Touch Audio Response System

Make transfers, withdrawals by check, balance inquiries and more-any time of the day or night. Call 800-662-7328 from any touchtone phone.

Free Access to Merchant Card Services

For any business, accepting credit cards has become a necessity. Consumers expect to be able to pay for goods with their credit cards and often don't carry enough cash to make most large purchases. With a Rockland Federal Credit Union Small Business account, you will have access to a merchant card service that will help you get started accepting credit cards from your customers.

Business Debit Card

Use it to make purchases, withdrawals, deposits, and transfers from your Rockland Federal Credit Union business checking or savings accounts. You and other authorized signers (up to 4 cards per account) can use the MasterMoney™ Debit Card everywhere MasterMoney Debit Cards are welcome. Your debit card is also an ATM card that gives you cash access at thousands of ATMs world-wide. You can also check your balances and deposit funds into your accounts at Rockland Federal Credit Union owned ATM locations.

Automated Teller Machines (ATMs)

You can make unlimited withdrawals, deposits, transfers, or verify your balances FREE at any RFCU-owned ATM. The SUM program makes it possible for you to use any more than 2,600 participating ATMs free of surcharges. In Massachusetts, there are 275 participating institutions and more than 1,800 ATMs.

Branch Night Depository Locations

Night depositories are available at the following branches:

  • Rockland
  • Hanover
  • Marshfield
  • North Attleboro
  • Mansfield
  • Walpole
  • Weymouth

Click here for branch addresses