Rockland Federal Credit Union

  

Applications & Forms

Fee Schedule


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All Accounts
Returned Item from Another Institution $10.00

Non-Sufficient Funds - NSF/Uncollected
Includes checks, ACH, Bill Payment, RFCU Check Card, POS withdrawals and ATM withdrawals

$28.00

($14.00 for Senior Citizens)

Copy of Monthly Statement first 3 are free, $3.00 each additional statement
Copy of Cancelled Check paid in the last 12 months first 25 are free, $1.00 each additional check
Copy of Cancelled Check older than 9 months $3.00
Research Fee $25.00 per hour
Lost Passbook $10.00

Telephone Check Withdrawal not processed through TeleTouch
 

ACH request made by telephone

$2.00

 

$3.00

Treasurer's Checks first check is free, $3.00 each additional check, $2.00 for Senior Citizens
Money Orders - maximum amount is $1,000.00 first check per day is free, $1.00 each additional check , $0.75 for Senior Citizens
American Express Traveler's Cheques $1.00 (1.0%) for each $100.00 purchased
American Express Traveler's Cheques for Two $1.75 (1.75%) for each $100.00 purchased
Wire Transfers - Domestic - must be received by 12:30PM for same day completion $15.00
Wire Transfers - Foreign Wire and Cable Transfers - must be received by 12:30PM for same day completion $40.00
Address Corrections - to correct an incorrect address when mail is returned to the Credit Union $2.00
Late Member Fee - balance of less than $5.00 inactive for over 6 months $5.00 or current outstanding balance
Inactive Abandoned Property Fee - share or share draft accounts inactive for over 3 years $10.00
Christmas Club Accounts - penalty charged if withdrawal is made before September 30th $10.00
Online Banking FREE

Online Bill Payment

Inactive Bill Payment (less than 3 transactions within 45 day period)

FREE

$5.00

eStatements FREE


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Stop Payments
Check and ACH Stop Payment Request $28.00
Money Order or Treasurer's Check Stop Payment Request $28.00


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Individual Retirement Account (IRA)
Trustee Transfer $25.00
Premature Distribution $25.00
Annual Maintenance (waived if annual contribution is made) $12.00


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MasterMoney Debit/ATM Cards
Withdrawals and inquiries at RFCU branches or RFCU cash machine locations FREE
Inquiry transaction at other locations* $1.00
ATM Withdrawal at other locations* $1.00
MasterMoney/Retail purchase FREE
Debit, ATM, NEACH Overdraft Non-Sufficient Check Paid (includes checks, ACH, Debit Card, POS and ATM Withdrawals) $28.00
Card replacement fee $5.00
Rush card replacement fee $25.00
* Certain share draft checking accounts have different fee structures for ATM transactions - please see Share Draft Checking below for details


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Visa Cards
Annual fee FREE
Late Payment $25.00
Overlimit fee - each time you exceed your credit limit $20.00
Returned payment $10.00
Copy of statement $5.00
Card replacement fee $5.00
Convenience Check Stop Payment $26.00

Convenience Check or Cash Advance

Returned Convenience Check

FREE

$27.00

Rush card replacement fee $25.00
Draft Retrievals

$8.00 for original,
$4.00 for copy



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Safe Deposit Boxes
Available at the Rockland, Marshfield, North Attleboro and Walpole branches
3" height X 5" width X 21" length $25.00
5" height X 5" width X 21" length $35.00
3" height X 10" width X 21" length $45.00
5" height X 10" width X 21" length $65.00
10" height X 10" width X 21" length $110.00
Replacement charge for key $10.00
If both keys are lost and box must be drilled by professional locksmith $125.00


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Mortgage Servicing Fees
Partial Release of Mortgage $100.00
Subordination Agreement Processing $100.00
Confirmatory Release Discharge $25.00
Mortgage Payoff FREE verbal quote, $15.00 for faxed or written quote


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Levy Processing
Service charge to process tax levies $25.00
Service charge to process child support levies $20.00


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Interbank Transfers-All incoming transfers are FREE!

Standard outgoing transfers (3 business days)

Standard incoming transfers (3 business days)

$2.00

FREE

Premium outgoing tranfers (next day)

Premium incoming transfers (next day)

$5.00

FREE


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Savings Accounts
High Yield Reward Savings 1 FREE withdrawal per month
  $25 for each additional withdrawal
 Money Market 3 FREE checks per month
  Minimum balance of $1,000 to open
  $10.00 for each additional check

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Share Draft Checking Accounts
Advantage Checking 10 FREE Non-RFCU ATM transactions*
  $1.00 per ATM withdrawal/$1.00 per inquiry over 10
  $8.00 monthly charge waived if average monthly balance is $300.00
FREE Checking 8 FREE Non-RFCU ATM transactions* with direct deposit of net pay or social security
  $1.00 per ATM withdrawal/$1.00 per inquiry over 8
Extra Checking FREE Unlimited checkwriting
  FREE Unlimited ATM transactions*
 

Reimbursement for up to $10 in foreign ATM surcharges.

Dividend Checking

FREE to members 40+

FREE unlimited checkwriting

  FREE Unlimited ATM transactions*
  With direct deposit of your net pay, Social Security or pension to your account, you'll receive reimbursement for up to $10 a month in ATM surcharges.
  $5.00 monthly charge waived if average balance is $500.00 or over, or average combined monthly balance is $1,000 in passbook, term certificate or statement savings account
Business Checking $6.00 monthly charge
  $0.25 per check charge
  $0.30 per deposit
Small Business Checking FREE-No monthly charge
  No per check charge
  No deposit charge
  FREE Online Banking
 

FREE Unlimited Bill Pay

  $1.00 per transaction at non-RFCU ATMs
* Some institutions may charge you directly for using their ATMs

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Loans
Consumer and Home Equity Lines and Loans Payments more than 15 days late will be charged a late fee of $10.00 or 10% of the payment amount, whichever is less.

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