Secure VISA Application and Information


Are you a Member of Rockland Federal Credit Union?

  Yes, I am a member of Rockland Federal Credit Union
  I am not a member, but I live in Barnstable, Bristol, Middlesex, Norfolk, Plymouth or Suffolk Counties
  I am not a member, but I work in Barnstable, Bristol, Middlesex, Norfolk, Plymouth or Suffolk Counties
     Employer City:
  I am an immediate family member of an eligible or current member

If you are not currently a member of RFCU, and qualify to be a member, you will be required to open a $5.00 savings or checking account prior to or at the closing of your loan. You are welcome to apply for a loan now. To open an account and join Rockland Federal Credit Union please go to the Membership section on our Home Page for more information.

To apply, submit the secure online application below.

Visa Classic or Visa Platinum?
How many applicants? Individual Joint
Credit Line Requested?
This is a request to increase an existing RFCU Visa Classic or Visa Platinum account.

Application Information
All fields with an asterisk (*) indicate required fields that must be completed before submitting your application

* First Name
  Middle Initial
* Last Name
* Date of Birth (MM/DD/YYYY) / /
* Social Security Number
* Work Phone Number
* Home Phone Number
* E-mail Address
* Residential Address
* City
* State
* Zip Code
  Mailing Address
     If different
  City
  State
  Zip Code
* Years at Current Address
* Residential Status Own Rent With Family Other
* Rent or Mortgage Payment
Are you currently Employed? Yes No
* Employer's Name
* Job Title or Occupation
  Years at Current Employer
* Gross Annual Salary
* Are You a U.S. Citizen? Yes No
Mother's Maiden Name
First School Attended
  Other Source of Income  
Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repayment of this loan.
Description
Gross Annual Amount
Joint Applicant Information
*If this loan application is a joint request for credit, the co-applicant must indicate by checking the Yes box below, that it is his/her intent to be a co-applicant and the information provided will be used on this credit request.

Yes No

* First Name
  Middle Initial
* Last Name
* Date of Birth (MM/DD/YYYY) / /
* Social Security Number
* Work Phone Number
* Home Phone Number
* E-mail Address
* Residential Address
* City
* State
* Zip Code
    Mailing Address
     If different
    City
    State
    Zip Code
* Years at Current Address
* Residential Status Own Rent With Family Other
* Rent or Mortgage Payment
* Employer's Name
* Job Title or Occupation
  Years at Current Employer
* Gross Annual Salary
* Are You a U.S. Citizen? Yes No
Mother's Maiden Name
First School Attended
  Other Source of Income  
 
Description
 
Gross Annual Amount
  Please note: Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repayment of this loan.
Comments/Other Information

VISA DISCLOSURE INFORMATION
Interest Rates and Interest Charges
Platinum Visa
Annual Percentage Rate (APR) for Purchases, Cash Advances and Balance Transfers (as of 12/01/09) 9.90%
Classic Visa
Annual Percentage Rate (APR) for Purchases and Cash Advances (as of 12/1/09) 13.90%
Annual Percentage Rate (APR) for Balance Transfers (as of 12/1/09) 8.90%
How to avoid paying interest on Purchases (Platinum and Classic) You will have a minimum of 28 days without a finance charge on new purchases if the total New Balance due is paid in full each month by the payment due date on your next periodic billing statement.
Maximum APR 18.00%
Minimum Interest Charge
None
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees (Platinum and Classic)
Set Up and Maintenance Fees

Annual Fee
Replacement Card Fee
Rush Card Fee
 


None
$5.00
$25.00
Transaction Fees


Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee















Stop Payment on Convenience Check Fee


None
None
Effective April 1, 2008 a fee of up to 1% of the transaction amount posted to your account will be imposed on all foreign transactions made in a foreign currency, including purchases, cash withdrawals, or cash advances. A fee of 0.8% of the transaction amount posted to your account will be imposed on all foreign transactions made in U.S. dollars, including purchases, cash withdrawals, or cash advances. A foreign transaction is any transaction that you complete or a merchant completes on your card and the cardholder's country is different than the merchant country excluding Puerto Rico, or the US Virgin Islands. This foreign fee will be posted as a separate transaction on your statement.

$28.00
Penalty Fees

Late Payment
Fee
Returned Convenience Check Fee

Up to $25.00

$28.00

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."


Other information may be required to complete your application, including income verification. Please note that we may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

By clicking "Submit" below:
I/we promise all information given on this application is correct to the best of my/our knowledge.
And
I/we authorize Rockland Federal Credit Union to check my/our credit and employment history and to answer questions about your credit experence with me/us.
   

The information you send to RFCU on this form will be encrypted for your privacy and protection


Privacy and Security Statement
To Be Completed At Time of Closing

Signature of Applicant(s)
All joint applicants must sign.
Everything that I/We have stated in this application is correct to the best of my/our knowledge. I/We understand that you will retain this application whether or not it is approved. You are authorized to check my/our credit and employment history and to answer questions about your credit experience with me/us.

We intend to apply for joint credit   ___________________     
APPLICANT INITIALS
_____________________     
CO-APPLICANT INITIALS


______________________________________________________________________
Signature of Applicant Date

______________________________________________________________________
Signature of Co-Applicant Date